At Northpoint Commercial Finance, we want to provide inventory financing for your unique business, regardless of the industry. So, we’ll provide the responsiveness and support you would expect from a true partner. Whatever your inventory financing needs are, we’ll listen and work to create flexible solutions that work for you. Our experts have years of inventory financing expertise across many industries, so we have the knowledge necessary to create a plan for your business. Give us a call to see what we can do for you. We know you’ll enjoy working with us.


Outdoor Power Equipment

Speciality Vehicles


Meet Your Experts

Darren McCarthy • United States

Senior VP - Business Development
Industries: Trailer, Powersports, Specialty Vehicles, Music

Darren brings years of specialty finance experience having spent the majority of his career developing and launching custom, and often exclusive floorplan programs in the trailer, powersports, construction and music industries, to name just a few. Darren was recruited to join the Northpoint team shortly after its inception and has leveraged numerous industry relationships and market knowledge to build a substantial portfolio of industry leading suppliers. Darren's career began at Chrysler Financial and includes senior leadership roles at Bank of America, Textron Financial Corp and Douglas-Guardian Services Corporation.

Rick Derbonne • United States

National Account Manager
Industries: Agriculture, Construction, Other, Outdoor Power

Rick brings a wealth of inventory finance experience and has spent his entire career in the floorplan finance sector and pride's himself with building meaningful industry relationships with both dealers and manufacture/suppliers in a variety of industries. Rick joined Northpoint in 2016 after starting his career with Transamerica Commercial Finance and includes senior leadership roles at Bombardier Capital and GE Capital. Rick was chosen in 2018 to expand our record setting growth to the Construction Equipment, Agricultural Machinery and Outdoor Power Equipment markets. Rick has made substantial inroads in these key industries by relying on common sense simplicity, unique program flexibility, and a passion for exceptional service delivery.

Gabriel Ethier • Canada

Vice President National Accounts
Industries: Agriculture, Construction, Outdoor Power, Power Sports

Gabriel Ethier brings over 25 years of experience to the financial services industry. With a broad background in business development, client relations, business start-ups, strategic planning, and risk management, Mr. Ethier began his career with Transamerica Commercial Finance Canada. He later became Director, National Sales and Marketing at the newly Transamerica’s subsidiary in Paris, France. After this mandate, he joined Bombardier Capital as their European Managing Director to launch their new subsidiaries in France and United Kingdom. After his seven-year assignment there, Gabriel came back to Canada as Vice-President General Manager at Bombardier Capital Canada. After the sale of the portfolio to a competitor, he later joined Textron Financial Canada as Vice-President, Strategic Development. In summary, throughout his career, Gabriel held various management positions with responsibilities in credit, operations and sales.

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