Northpoint works with manufacturers and dealers across North America to provide a better floorplan financing alternative for construction equipment.

Find out what it’s like to work with a financing partner who treats you like their most important customer, no matter the size of your business. At Northpoint, we’ll listen to your unique needs, and work to create flexible solutions that work for you. You’ll have direct access to our veteran team with decades of financing experience in the construction financing industry, so you’ll always be able to speak directly with someone who understands your unique needs. We’re nimble, eager to work with you and we’re backed by Laurentian Bank, so we can provide you with the financing terms you need. Give us a call today to see what we can do for you. We know you’ll enjoy working with us.

Meet Your Experts

Rick Derbonne • United States

National Account Manager
Industries: Agriculture, Construction, Other, Outdoor Power

Rick brings a wealth of inventory finance experience and has spent his entire career in the floorplan finance sector and pride's himself with building meaningful industry relationships with both dealers and manufacture/suppliers in a variety of industries. Rick joined Northpoint in 2016 after starting his career with Transamerica Commercial Finance and includes senior leadership roles at Bombardier Capital and GE Capital. Rick was chosen in 2018 to expand our record setting growth to the Construction Equipment, Agricultural Machinery and Outdoor Power Equipment markets. Rick has made substantial inroads in these key industries by relying on common sense simplicity, unique program flexibility, and a passion for exceptional service delivery.

Gabriel Ethier • Canada

Vice President National Accounts
Industries: Agriculture, Construction, Outdoor Power, Power Sports

Gabriel Ethier brings over 25 years of experience to the financial services industry. With a broad background in business development, client relations, business start-ups, strategic planning, and risk management, Mr. Ethier began his career with Transamerica Commercial Finance Canada. He later became Director, National Sales and Marketing at the newly Transamerica’s subsidiary in Paris, France. After this mandate, he joined Bombardier Capital as their European Managing Director to launch their new subsidiaries in France and United Kingdom. After his seven-year assignment there, Gabriel came back to Canada as Vice-President General Manager at Bombardier Capital Canada. After the sale of the portfolio to a competitor, he later joined Textron Financial Canada as Vice-President, Strategic Development. In summary, throughout his career, Gabriel held various management positions with responsibilities in credit, operations and sales.

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Backed by Laurentian Bank

With Northpoint’s foundation and reputation in the industry built, Laurentian Bank, which has been in business for over 170 years, acquired Northpoint Financial in 2017. With over $45 billion* in assets, a solid cultural alignment and variety of financing solutions, Laurentian Bank ensures stability for the foreseeable future while allowing Northpoint Financial to maintain its personal, flexible approach.