Equipment financing solutions for businesses and suppliers

Our mission is to boost the productivity of your business by facilitating the acquisition, sale and refinancing of your equipment. For equipment vendors, we support the sale of your new and used equipment by approving your customer quickly and maintaining a simple documentation process. Our competitive rates and ease of doing business make us your preferred equipment financing partner.

Why Northpoint?

  • Capital Strength and Longevity in Market – Backed by Laurentian Bank, a North American diversified financial services provider
  • Ease of Doing Business – Application-only for qualified transactions can be reviewed without financial statements
  • Responsiveness and Fast Time to Fund – Quick decisioning and funding on application-only submissions
  • Strategic Tool – Pre-Authorized Line of Credit, providing flexible financing solutions to meet your changing needs
  • Expert Advice and Support – An attentive team of experts that acts promptly to support your business initiatives

Preferred Assets

  • Tractors and trailers
  • Vocational trucks
  • Buses
  • Construction equipment
  • Material Handling
  • Technology
  • Office equipment
  • Aircraft
  • Manufacturing
  • Light industrial
  • Forestry
  • Healthcare

How it Works

  • Get pre-approved and make your life easier by securing financing before you buy your equipment so you can take advantage of opportunities and promotions as they arise.
  • Equipment-Backed Revolving Credit offers flexibility and peace of mind by allowing you to borrow a percentage of the value of your equipment. The facility is renewable annually, at which time you have the option of requesting renewal, terming out or terminating the facility.

Products

  • Capital Lease
  • TRAC Lease
  • FMV Lease
  • Conditional Sales Agreements/Term Loans
  • Installment Payment Agreement
  • Equipment-Backed Revolving Credit
  • Pre-Authorized Line of Credit

Transaction Characteristics

  • Financing available in U.S. or Canadian dollars
  • Fixed or floating rate options
  • Residual options available for certain assets
  • Terms based on the useful life of your equipment

Benefits of Equipment Leasing

  • Greater Borrowing Availability – use the equity in your equipment to support your working capital needs
  • Cost-Effective – competitive rates offered to our customers and approved vendors
  • Flexible – choose from various borrowing structures to suit your equipment financing needs
  • Strategic Benefit – know your financing terms ahead of time with a 
pre‑approved facility, allowing you to take advantage of promotions and negotiate acquisitions with confidence

Who We Work With

Equipment financing solutions are a great way for businesses to acquire assets for replacement or additional capex purposes. We partner with manufacturers, distributors, retailers, and end user customers to support business productivity.

  • Small and medium-sized companies with a good track record
  • Equipment manufacturers, distributors and dealers in the transportation and construction industry, as well as mining, manufacturing, material handling, aviation and technology & office equipment segments

Leadership

Francois Bonneau

Head of Sales

Francois Bonneau is Head of Sales for Equipment Financing and Leasing for Northpoint Commercial Finance, where he leads the various sales teams across Canada with a focus on strategic planning, market expansion and sales growth. A driven and successful leader, Francois joined LBC Capital 10 years ago, holding progressively senior roles within the company.

Francois earned his BA in Economics and Political Science at Université Laval in Quebec and a Master of Science in Administration, International Business at HEC Montréal.

Get in Touch

Equipment Finance & Leasing Canada

  • 5035 South Service Road
  • Suite 300
  • Burlington, ON L7L 6M9

Reach out today to see how we can meet your equipment financing needs.

Bill Guminny,
VP – Ontario
647-982-2832

Thierry Martin,
VP – Quebec
514-226-2033

Roland Burn,
VP – Atlantic & Western Canada
403-700-7355

Adam Blackmore,
VP – Vendor Finance
289-952-8203

Isabelle Lafond,
AVP – Aviation Finance
437-688-1971

Michael Foy,
AVP – Broker Originations
519-639-7987

Albert Su,
AVP – Capital Markets
450-341-1446

Maxime Marcotte,
AVP – T&C Vendor Finance
438-872-6294

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